2010 was our “Year of the Money Pit.” In the middle of a major (read: expensive) master bathroom remodel, our home’s HVAC system ceased to work. Just shut right down. This unexpected, LARGE expense was followed closely by another surprise: our septic tank was failing and had to be immediately replaced. They say when it rains, it pours; well 2010 was our monsoon season. Consequently, I was put on a remodeling and redecorating diet for 2011 and 2012. No big projects allowed. I was relegated to … [Read more...]